Digital Finance Institute
Responsible Artificial Intelligence & Asking Questions Early
To bring Responsible AI to the forefront, the Institute created the AI World Forum and AI Toronto. The Institute identified key topics of impact for AI development, then recruited global speakers best placed to discuss them. At a time when most AI conferences were celebrating automation and commercial growth, and technology builds. ? events addressed law, ethics, inclusion, quantum AI, financial crime, autonomous systems, cybersecurity, and peace and security.
The topics came first. The speakers were recruited to advance a conversation on Responsible AI.
AI Conferences for Intelligent Conversations
The Institute’s AI conferences sought to generate intelligent and practical conversations about AI while exploring different sector developments.
What NASA is Doing in Quantum AI
Alejandro Perdomo-Ortiz, Senior Research Scientist at NASA’s Quantum Artificial Intelligence Laboratory, opened the 2017 AI World Forum with a keynote connecting quantum computing and artificial intelligence at a moment when few public forums were addressing either with seriousness.
How Quantum Computing Will Change the World
Vern Brownell, President of D-Wave Systems, the world’s first commercial quantum computing company, discussed the transformative implications of quantum computing, for industry, science, and society, at a time when the technology remained largely unknown outside specialist circles.
How AI is Transforming Banking
Senior executives from TD Bank, RBC, and CIBC joined AI researchers across two editions of the Forum to examine how machine learning would transform banking, credit, and the consumer experiences. Rizwan Khalfan, then Chief Digital Officer of TD Bank, brought institutional weight to a conversation about AI’s structural impact on Canadian financial services.
Role of AI in Financial Services
Speakers including a Strategic Account Executive from Google joined this session at AI Toronto to examine AI’s emerging role across financial services. The AI Startup Demo Hour at the same event featured Indico, an AI company co-founded by Alec Radford, who went on to OpenAI where he created GPT-1, GPT-2, and the foundational architecture behind ChatGPT.
Planes, Trains and Automobiles
Dr. Fengmin Gong, at DiDi Chuxing, China’s dominant ride-sharing platform, brought one of the world’s largest mobility AI operations into a conversation about the future of autonomous transportation, data, and platform intelligence.
Deep Learning for Self-Driving Vehicles
A Senior Engineering Manager from Uber‘s autonomous vehicle division examined how deep learning was being applied to self-driving at scale, at a moment when autonomous transportation felt both inevitable and technically distant.
Keynote: AI Research Leadership
Sanja Fidler, Director of AI at NVIDIA, discussed connecting leading-edge AI research to the infrastructure and applications transforming industries.
Innovation Leadership in AI
Doina Precup joined the Innovation Leadership in AI panel at AI Toronto alongside legal scholars, technologists, and academic researchers to examine what leadership in AI development required.
Enterprise AI and Consumer Experiences
Senior executives from Visa, MasterCard, IBM, and leading AI companies examined how enterprise AI was reshaping consumer financial experiences across banking, payments, and data.
Law and Ethics of AI
Abhishek Gupta and Inioluwa Deborah Raji, examined the legal and ethical frameworks AI development required and largely lacked.
Cybersecurity and AI
Specialists from Darktrace, Cisco, and UK magic circle firm Freshfields Bruckhaus Deringer joined this session examining how AI was reshaping cybersecurity threats, wars, defenses, and the law.
AI in Media and Entertainment
Senior executives from Thomson Reuters and Ubisoft examined how AI was transforming content, and creative production across media and entertainment industries.
Quantum AI
Ethics and Law of AI
AI in Banking
Autonomous Transport
AI in Healthcare
Rise of Robots
Cybersecurity
Facial Recognition
Future of Work
Machine Learning
AI for Good
AI for Financial Crime
AI and Peace and Security
Inclusive AI
Financial Inclusion
Advocacy for Responsible AI
Among the Institute’s most important early positions was that the innovation of Ai would eventually play a leading role in future wars, peace and security, a warning the Institute brought to the United Nations and to other forums years before it entered mainstream policy debate. The Institute advocated for responsible AI to incorporate the rule of law and checks and balances. AI systems would move into the ordinary infrastructure society depends on: hospitals, food systems, financial networks, transportation, weapons, and government administration. Once embedded, those systems could be recoded, hijacked, or weaponized. A system designed to help a hospital could be altered to injure patients. A system connected to critical infrastructure could be used to destabilize governments or harm civilians.
It was a legal vacuum. Powerful AI systems operating in the real world, making material decisions without human intervention, affecting millions of people, with no governing law, no human recourse, and no international accountability framework, as well as no harmonized law across borders.
Responsible AI Advocacy
Beyond its events, the Institute advanced Responsible AI across multiple fora. At the United Nations, Institute leaders argued that AI was becoming a system capable of influencing the rule of law itself, because code was beginning to make decisions that affected rights, access, services, money, identity, safety, and recourse. The central question the Institute brought to those rooms was who governed the systems when code began governing people.
In its UN-facing work and public advocacy, the Institute described AI as a platform technology, closer to electricity or the microprocessor than to any single industry tool. It would cut across finance, healthcare, agriculture, infrastructure, law, public services, and security. Institute leaders argued that this scale was why governing AI mattered, and why governing it badly would produce consequences that compounded across every system it touched.
On human inaccessibility, the Institute warned publicly that automated platforms were already locking people out of essential accounts and services with no meaningful path to reach a human being. Institute leaders identified this as an access-to-justice problem years before platform accountability became a mainstream legal debate.
On bias, the Institute was precise where others were vague. In public sessions and policy submissions, it warned that machine learning systems could discriminate through proxies: a system told to ignore race or gender could learn to use postal codes, neighbourhoods, or other correlated data to reach the same discriminatory result. That concern now sits at the center of algorithmic accountability debates worldwide.
Why It Mattered Then. Why It Matters Now.
The conversations the Institute curated and hosted around law, ethics, inclusion, peace and security, and responsible AI governance are the conversations governments, courts, and international institutions are grappling with today.
